Special Enrollment Period - Qualifying Life Events

See if you can get health coverage (healthcare.gov)

When Open Enrollment is over, certain life events may qualify you for a Special Enrollment Period (SEP).

• Losing job-based health coverage
• Losing Medicaid coverage
• Losing Health Benefits for Immigrant Seniors or Health Benefits for Immigrants Adults coverage
• Having a baby
• Adopting a child
• Getting married
• Getting divorced or legally separated resulting in loss of health coverage 
• Moving to a new ZIP code or county
• Turning 26 and no longer eligible for parents’ coverage
• A student moving from the place they attend school
• On a Healthcare.gov plan with someone who dies and as a result, you're no longer eligible for your current health plan
• If you are no longer eligible for Medicaid or the Children's Health Insurance Program (CHIP)
• Becoming a U.S. citizen
• Leaving incarceration
• Starting or ending service as an AmeriCorps State and National, VISTA, or NCCC member

If you qualify for a Special Enrollment Period, you usually have up to 60 days following the event to enroll in a plan. For a full list of Qualifying Events, visit Healthcare.gov.

When you apply, you may be required to prove your eligibility to enroll based on the life event you experience.