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Financial help
You may qualify for financial savings. If you qualify, Get Covered Illinois can help lower your monthly premium or out-of-pocket expenses through Premium Tax Credits and Cost-Sharing Reductions (CSR).
Premium Tax Credits
A Premium Tax Credit is a tax credit that lowers your monthly health insurance payment. When you apply for coverage through Get Covered Illinois, you’ll estimate your expected income for the year. If you qualify for a Premium Tax Credit, you can use any amount of the credit in advance to lower your monthly payments.
You can qualify based on:
Your family/household size
Where you live
Your family/household estimated annual income
When your income changes, so does your Premium Tax Credit
If your income or the number of people in your family/household changes, your Premium Tax Credit will probably change too. So, report any changes to Get Covered Illinois as soon as possible.
If you received Advanced Premium Tax Credits (APTC), you must file a federal tax return and report your APTC. For more on how to reconcile your APTC, go to Taxes and Form 1095-A.
Cost-Sharing Reductions
Cost-Sharing Reductions (CSR) help to lower your out-of-pocket costs like deductibles and copayments.
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