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Open Enrollment is your window to get covered.
Open enrollment is almost here. Starting October 19 you can view new plans and prices. Compare 2027 plans, check your price and make a plan for open enrollment today.
About Open Enrollment
Open enrollment happens once a year. During open enrollment, Illinois residents can enroll in or change health plans without needing a qualifying life event.
Want to see 2027 plans and prices before open enrollment? You can. View 2027 plans and prices, get free enrollment help from certified brokers and navigators and make a plan for open enrollment.
Outside of open enrollment, you may still be able to enroll if you qualify for a special enrollment period or Medicaid.
Who can get health insurance through Get Covered Illinois?
Open enrollment is your time to enroll in a Get Covered Illinois health plan if:
- You live in Illinois
- You are a U.S. citizen or national or a lawfully present non-citizen in the U.S.
- You are not incarcerated
When can I get health insurance?
- November 1: Open Enrollment starts. This is the first day you can enroll in, renew or change health plans through Get Covered Illinois for the coming year. Coverage can start as soon as January 1.
- December 15: Last day to enroll in or change plans for coverage to start January 1.
- January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
- January 15: Open Enrollment ends. This is the last day to enroll in or change marketplace health plans for the year. After this date, you can enroll in or change plans only if you qualify for a special enrollment period.
- February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.
Why it’s important to review your plan
Already enrolled in a Get Covered Illinois plan? Plans can change year to year, so this is your time to review your options and update your coverage, if needed. Most customers who shop every year find lower premiums, while keeping their same doctors.
We’re here to help.
Our team is here to help you compare and shop plans, and see if you qualify for financial help under the Affordable Care Act.
Our free local experts can help you:
- Understand your coverage options
- Get free enrollment assistance
- Check if you qualify for financial help to lower your costs
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